Welcome Home

A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

My husband and I used Element to purchase a new build and the experience was nothing short of amazing from application to close. Their professionalism, responsiveness and customer service far exceeded our expectations!

Latrell Carr
Oxford, GA

5 out of 5

Experience.com Star Rating

Pamela was fantastic! She helped me along the way from pre-construction to closing. She was always accessible, very knowledgeable, and handled all of my questions and concerns along the way. Thank you Pamela!