Welcome Home

A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

It was easy and Sandra was extremely respectful!

Matthew Givens
Knoxville, TN

5 out of 5

Experience.com Star Rating

Janiece was wonderful. Everyone made the entire process wonderful. Always available to answer any questions. And always eased any anxiety we may have experienced during our home buying process. They helped make what could have been a stressful process enjoyable. Would absolutely refer anyone to them.

Keith Edward Jackson
Hope Mills, NC

5 out of 5

Experience.com Star Rating

AJ did a great job walking us through everything and answering all our questions. He also gave us great advice when to lock our rate and was very helpful throughout the whole process.