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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

Sandra was professional and communicative. We had no doubt in her ability to find us the best Loan for our needs. She was so patient with the process because of delays in county permits. We are thankful that she was on our side and looking out for us.

Carrie Lynne Guarino
Greenback, TN

5 out of 5

Experience.com Star Rating

Communication was great, The processor Devyn was amazing, The overall exprience was very smooth.

Latoya Hill
Hampton, GA

5 out of 5

Experience.com Star Rating

Element was a preferred lender for my clients' new build. They did a great job, were very communicative, and got us clear to close long before the closign date. I appreciate the work put in!