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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

Lane Baron does a great job as a Loan Officer. He communicates well throughout the whole transaction and is a problem solver! I have worked with Lane on many transactions and he always delivers first class service! If you are looking for a trusted Lender who will work hard for you, Lane is your guy! Ben Westby ONE Sotheby's International Realty

Benjamin Westby
Cooper City, FL

5 out of 5

Experience.com Star Rating

Maurice always answered questions immediately and was quick to move the process along.

Meaghan Barnett
Boynton Beach, FL

5 out of 5

Experience.com Star Rating

Ashley is very professional and she really cares for each borrower. She does everything possible to make sure the loan can close.

Rodney Brian Smith
Monticello, GA

5 out of 5

Experience.com Star Rating

Great advice,knowledgeable staff And ease of doing business with element home loans..

Dale Anthony Bowen
Knightdale, NC

5 out of 5

Experience.com Star Rating

AJ was great! Easy to get a hold of for any questions and quick to update us on what was going on during the process! He seemed to really look out for my wife's and I best interest . you can tell he loves what he does and has a passion for helping others. It was a pleasure working with him.

Ryan Joseph Welsh
Denver, NC

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The Element Difference

Home Buying Made Easy

The Reviews are in..

5 out of 5

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Element C.A.R.E.S.