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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

The process was explained every step of the way. Any questions we had were answered in the way that gave us the opportunity to choose the best option for us. I highly recommend Ray and him team!

Elizabeth Ann Smith
Social Circle, GA

5 out of 5

Experience.com Star Rating

AJ was Always in touch as needed and went out of his way to be ava for any questions I may have had.

Steven Langenkamp
Jacksonville, FL

5 out of 5

Experience.com Star Rating

Debra has consistently been a HIGH GRADE performer in my book. She answers all of my questions when I need some answers. She always answers my calls. Rarely do I need to leave a message.