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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

Ray is an excellent communicator and an extremly polite professional person to work with. He was always available for questions and always explained the complicated proceess so that we felt comfortbale signing documents. Excellent Job Ray!

Shaughnessy Daniel Carroll
Eclectic, AL

5 out of 5

Experience.com Star Rating

Very professional, knowledgable and easy to work with.

Robert D Cashin III
Pompano Beach, FL

5 out of 5

Experience.com Star Rating

I have been using Lane Baron and Element Home Loan Mortgage for many years. They never disappoint. They make my buyers happy, and that makes me happy.