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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

I'm not familiar with the lending process, it's been 49 years since my last home loan and procedures have certainly changed. The entire staff was very professional, patient, and courteous during the entire process.

James Burett Haralson Jr
Monroe, GA

5 out of 5

Experience.com Star Rating

I appreciate how well Janiece communicated with me. she was very supportive doing this whole process. Any question I had she was able to answer them. I was not lost at all during this process . I highly recommend getting element home loans specifically Janiece.

Jasmine Burns
Archer Lodge, NC

5 out of 5

Experience.com Star Rating

This was the the easiest process I've ever been apart of. AJ and his team (Mona and Jade) responded to every request within minutes, and AJ texted me after 9PM on a Friday! I've never experienced service like this! I will be recommending anyone looking to buy a home to Element and AJ's team!