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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

Excellent communication is crucial when buying a home, and DeAnn and the team at Element Home Loans truly delivered. They didn't miss a moment, keeping us feeling comfortable, informed, and confident throughout the entire process. We highly recommend them to anyone looking for a home loan!

Stephen David Price
Monroe, GA

5 out of 5

Experience.com Star Rating

had begun this whole process with another loan officer, and I am very pleased how you were able to wrap up all I needed as quickly as possible after being exhausted

Josephine Sample
Maryville, TN

5 out of 5

Experience.com Star Rating

Mission accomplished ! Many thanks ❣️

Linda W Campbell
Pembroke Pines, FL

5 out of 5

Experience.com Star Rating

Eddie was amazing and took the time to explain each step to me. If I had any questions he always made sure I got an easy to understand but detailed answer.

Cody Moore
Rosenberg, TX

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Welcome Home

The Element Difference

Home Buying Made Easy

The Reviews are in..

5 out of 5

5 out of 5

5 out of 5

5 out of 5

Element C.A.R.E.S.