Welcome Home

A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

Susie and her team kept us on track thru the morgage aquiring process. I felt like I was in good hands with stewardship and integrity in hand. As a first time buyer the process was thought to be complex and intimidating; Susie and her team took us by hand and got us to close quickly and worry free thank you

David J Morales
Groveland, FL

5 out of 5

Experience.com Star Rating

Darrell was absolutely amazing! He treated us like people and not like a number. He made the whole experience delightful. He is an excellent example of the perfect professional and how customer service should be, and Very pleased.

Barry Joseph Wiglesworth
Brandenburg, KY

5 out of 5

Experience.com Star Rating

I am a first time homeowner and my experience with Element Home Loans was very satisfying. Thomas Bush was very informative and communicated often with me during the process explaining everything to me. I am very thankful for all of his help it made the process so much easier. I would recommend Thomas Bush to my family and friends. Thank you so much for everything I am very happy with my home loan and my home.

Robin Corder Greene
Forest City, NC

5 out of 5

Experience.com Star Rating

Maurice was excellent. He took the time to answer any and all questions we had either via text, e-mail, or phone call. He had a great attitude throughout the whole process, and never made us feel like we were bothering him. Excellent experience.