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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

Working with Rose Camille LP Charles was absolutely a pleasant experience. She was very present and supportive. Always accessible to answer any questions or concerns. She made a very stressful process bearable. She was patient , knowledgeable and bery professional. Thank you Rose.

Abeitha Magloire
Miami, FL

5 out of 5

Experience.com Star Rating

Nick was excellent in providing information and guidance. He was helpful and knowledgeable. He made things happen for us and kept us in the loop.

Carolyn Regina Stockton
Savannah, GA

5 out of 5

Experience.com Star Rating

AJ is a great communicator, and closed my clients loan a week ahead of schedule!

Courtney Caudill
Riverview, FL

5 out of 5

Experience.com Star Rating

Susie is an all-star communicator. She took great care answering questions and communicating through every step of the process . She went above and beyond to get us the best possible rate and closing costs. She even made an effort to come to our closing to meet us in person. Thank you !