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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

As a Realtor, having a rock-solid lender on your side makes all the difference. Sandra just pulled off a miracle on a exceptionally tough loan for our clients. Where other lenders might have given up, Sandra stayed proactive, solution-oriented, and kept everyone calm through to a successful closing. I can't recommend her enough to any buyer or agent looking for a true professional who gets the job done!

David Millard
Harriman, TN

5 out of 5

Experience.com Star Rating

The Element homes DeAnn Ellis team was extremely helpful, friendl, and the best support i I couldve asked for when buying my home. They were very knowledgeable and always to quick to respond and help out in any situatio.