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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

Very easy to work with. Got the house we wanted

Kevin Fleming
Decatur, GA

5 out of 5

Experience.com Star Rating

The entire team is great. I love the communication. Team work makes the dream work.

Shalanda Henry
Stone Mountain, GA

5 out of 5

Experience.com Star Rating

Working with element Home Loans was super. Easy to work with and they kept me up to date on the status of my loan. They were organized as well. Thanks

Christopher J Cangialosi
Port Saint Lucie, FL

5 out of 5

Experience.com Star Rating

The process was quick and relatively painless. Sandra communicated with me every step of the way. We went from finding a home to closing in less than a month. I am very satisified with the support Sandra and team provided throughout.