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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

Easy to work with

Jane Urban
Mooresville, NC

5 out of 5

Experience.com Star Rating

Tommy is very sincere and helpful

Darin Wiggins
Sherrills Ford, NC

5 out of 5

Experience.com Star Rating

⭐⭐⭐⭐⭐ I can’t recommend this Janiece enough! When other lenders couldn’t make it happen for my client, she stepped up and got the job done! Their dedication, communication, and willingness to go above and beyond made all the difference. So grateful for her and her teams hard work in helping my client achieve homeownership! 🏡

Amanda Santana
,

5 out of 5

Experience.com Star Rating

Janiece was very responsive, she helped my client when nobody else could and she made it happen! She was on top of everything and kept me in the loop.

Amanda Santana
Fayetteville, NC

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Welcome Home

The Element Difference

Home Buying Made Easy

The Reviews are in..

5 out of 5

5 out of 5

5 out of 5

5 out of 5

Element C.A.R.E.S.