Welcome Home

A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

Working with Debra and Dana was like having a personal mortgage banker available 24x7. They went above and beyond to answer my questions and make sure I was clear about what was required and what to expect. I am so appreciative of their patience and diligence during this process.

Didi M Devallon
Titusville, FL

5 out of 5

Experience.com Star Rating

Debra Harper and her team has had another Stellar performance. Very friendly and easy to work with and helpful in resolving any issues as quickly as possible. Best in the business in my opinion. Pamela Meyer- LaRocque Realty

Pamela Meyer
Titusville, FL

See All my Testimonials

Welcome Home

The Element Difference

Home Buying Made Easy

The Reviews are in..

5 out of 5

5 out of 5

Element C.A.R.E.S.