Welcome Home

A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

Janiece is always a pleasure to work with, her knowledge is unmatched

Garlinda Price
Fayetteville, NC

5 out of 5

Experience.com Star Rating

Debra is a great Loan officer, she always gets me answers immediately or within the day of the request. She has always answered my calls. I find Debra to be my PRIME Lender.

Pamela Meyer
Titusville, FL

5 out of 5

Experience.com Star Rating

easy to work with and good communication.

Emily Frances Murray
Ponder, TX

5 out of 5

Experience.com Star Rating

Ray is an excellent communicator and an extremly polite professional person to work with. He was always available for questions and always explained the complicated proceess so that we felt comfortbale signing documents. Excellent Job Ray!