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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

My husband and I had the pleasure of working with Ms.Janiece and she absolutely made our first time homebuyer experience so smooth and personal. You can definitely tell she loves what she doe, thank you so much Ms.Janiece for everything.

Ashley Allison Hayles-Bennett
Fayetteville, NC

5 out of 5

Experience.com Star Rating

My experience with Element Home Loans exceeded my expectations. Arrita was very pleasant and knowledgeable. She was there for me every step of the way, taking my calls on nights/weekends and always there to support. I would highly recommend Arrita to anyone I know and guarantee that she will get you to the closing table.

Sharece McFadden
Douglasville, GA

5 out of 5

Experience.com Star Rating

Arrita is an outstanding loan officer. She’s very knowledgeable of mortgage products, processes and services. She’s thorough and prompt and always responds in a timely manner. Arrita has excellent people skills and works well with others. Without hesitation, I will refer current and future clients to Arrita for their mortgage needs. 📷

Dianne Atwater
Douglasville, GA

5 out of 5

Experience.com Star Rating

This is our second loan through Element. As with the first we had a great experience! Ray's team was helpful and professional And they were able to navigate our unique circumstance to provide us with great Service from start to finish.