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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

I have worked with Susie numerous times, always very professional and always looking to help however possible. Thank you. Highly recommend.

Rafael Pierluisi
Deltona, FL

5 out of 5

Experience.com Star Rating

Element Home Loans worked with me to set up the mortgage to where it was financially beneficial to me. They offered several options which made me feel comfortable with my decision. They were very communicative by email, text, phone calls and kept my realtor and I updated.