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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

Being a first time home buyer is very stressful and seems unatainable or out of reach for many. I can say that Element really did make the experience as stress-free as possible. They went above and beyond to assist me in my first time homebuyer scenario.

Steven Andrew Crumley
Loganville, GA

5 out of 5

Experience.com Star Rating

Smooth and quick responses Timely closing

Tracy Raspberry
Florissant, MO

5 out of 5

Experience.com Star Rating

Eddie, Amy, and Dana were so helpful in helping us buy our first home! They were very communicative and easy to work with which made even the most difficult parts of home buying easier. They were also amazing in getting us a quick closing (12 days!) and we were able to close without any issues from their end!