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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

Great working with Element Hime Loans, Sandra was very helpful in addressing documentatio.

LaDonna June Stephens
Harriman, TN

5 out of 5

Experience.com Star Rating

Dan was absolutely fabulous. He is a go-getter and was on top of everything all throughout the process.! !

Cynthia O'Connell
Port Saint Lucie, FL

5 out of 5

Experience.com Star Rating

The team is very kind, professional, very knowledgeable &experienced and thorough. Due to an unexpected buyer emergency, we were able to very smoothly close 3 days early. that is a very rare occurrence.

Tae Harper
Oviedo, FL

See All my Testimonials

Welcome Home

The Element Difference

Home Buying Made Easy

The Reviews are in..

5 out of 5

5 out of 5

5 out of 5

Element C.A.R.E.S.