Welcome Home

A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

AJ and his team are simply incredible . The home buying process is a cumbersome one, but AJ makes it all seem so simple and seamless . This is the third home that I have purchased with AJ, and it is consistently an amazing experience . I will always work with AJ on all of my personal homes and I refer all of my family and friends to AJ !

Jesse N Lepore
Fairhope, AL

5 out of 5

Experience.com Star Rating

Made it real easy

Kenneth Leavy
Fayetteville, NC

5 out of 5

Experience.com Star Rating

We are so grateful for the outstanding service we received. They went above and beyond throughout the entire loan process, consistently followed up, and used their wisdom and experience to help us get approved for our home loan. Their professionalism, knowledge, and dedication made the process smooth and stress-free. We highly recommend them to anyone looking for a lender who truly cares

Wanta Ezell
Covington, GA

5 out of 5

Experience.com Star Rating

Dan wa great, He got it don!

Ida Lake
Sunrise, FL

5 out of 5

Experience.com Star Rating

did a phenomenal job at educating my wife and I as we were first time homebuyers. He went through everything in detail and made sure that both my wife and I understood it and we're OK with it. Everything went very smoothly throughout the entire process and evenwith some complications towards the end, Ray did a wonderful job at making sure everything went smoothly.

Isaiah Williams
Newnan, GA

See All my Testimonials

Welcome Home

The Element Difference

Home Buying Made Easy

The Reviews are in..

5 out of 5

5 out of 5

5 out of 5

5 out of 5

5 out of 5

Element C.A.R.E.S.