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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

AJ is hands down one of the best Loan Originators I’ve had the pleasure of working with. After multiple transactions together, his communication, speed, and professionalism continue to exceed expectations. I never have to ask for an update because he keeps everyone informed every step of the way. He gets things done fast, solves problems, and consistently helps get transactions closed on time. Highly recommend AJ!

Jethro Estavien
Wellington, FL

5 out of 5

Experience.com Star Rating

AJ and the team at element home loans were able to provide myself and client with the utmost professionalism and customer service. Hard to choose anyone else. Timely closings, superior customer service, and a team you can trust!