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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

Janiece was extremely knowledgable and helpful. Everyone was pleasant to work with. Fastest closing i ever seen.

Carol Ann Schuchert
Hope Mills, NC

5 out of 5

Experience.com Star Rating

Lane and his team wwere fantastic to work with when we bought our house. He is honest, direct, and very friendly, which made the whole process so much easier. He was incredibly nice, thoughtful, and patient with us over the couple of months it took to find our place. Highly recommend him!

Maya and John A
,

5 out of 5

Experience.com Star Rating

Janiece is always a pleasure to work with, her knowledge is unmatched

Garlinda Price
Fayetteville, NC

5 out of 5

Experience.com Star Rating

Debra is a great Loan officer, she always gets me answers immediately or within the day of the request. She has always answered my calls. I find Debra to be my PRIME Lender.