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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

AJ is a great communicator, and closed my clients loan a week ahead of schedule!

Courtney Caudill
Riverview, FL

5 out of 5

Experience.com Star Rating

Susie is an all-star communicator. She took great care answering questions and communicating through every step of the process . She went above and beyond to get us the best possible rate and closing costs. She even made an effort to come to our closing to meet us in person. Thank you !

Loren A Harvey
Belle Isle, FL

5 out of 5

Experience.com Star Rating

Janiece and her team made buying a house so simple and seamless. She has wonderful bedside manner, very professional and knowledgeable.

Lindsey Butler
Raeford, NC

5 out of 5

Experience.com Star Rating

The team made me and my family feel right at home.

Etiel Saulo Sanchez
Carthage, NC

5 out of 5

Experience.com Star Rating

Janiece was amazing to work with! I worked with her partner, Becky, for over 10 years, and Becky was always my go to lender. When she recently retired, she referred me to Janiece, and I’m so glad she did! Janiece was responsive, knowledgeable, and on top of everything from start to finish. She did a wonderful job, and I’m excited to now have another great lending partner I can confidently send my clients to!

Donnell Keith DK Real Estate Group
Carthage, NC

See All my Testimonials

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The Element Difference

Home Buying Made Easy

The Reviews are in..

5 out of 5

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Element C.A.R.E.S.