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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

Janiece was amazing to work with! I worked with her partner, Becky, for over 10 years, and Becky was always my go to lender. When she recently retired, she referred me to Janiece, and I’m so glad she did! Janiece was responsive, knowledgeable, and on top of everything from start to finish. She did a wonderful job, and I’m excited to now have another great lending partner I can confidently send my clients to!

Donnell Keith DK Real Estate Group
Carthage, NC

5 out of 5

Experience.com Star Rating

Thank You once again for unparralled service.

Paul Richards
Orlando, FL

5 out of 5

Experience.com Star Rating

Ashey and her team handled me with "kid gloves" throughout my process. From the introduction to the closing, they communicated and keep me informed about every step taken with honesty and professionalism. When I am able to purchase my second home, ELEMENT will be my forst choice!

Pamela Burrell
Conyers, GA

5 out of 5

Experience.com Star Rating

The home buying experience can be frustrating but Janiece and her team at Element made it all worth it. They are diligent, knowledgeable and very easy to work with. They are easy to reach and will help you every step of the way.