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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

Sandra and her team are just consistantly on another level of performance. Constant communication and updates to all parties involved keeps everyone informed and feeling good about the process and and where they are in it along the way. You won't find any better than Sandra.

Marques Jordan
Clinton, TN

5 out of 5

Experience.com Star Rating

Janiece did a fantastic job as always. She was very informative and helpful throughout the whole transaction!

Lane Benton
Fayetteville, NC

5 out of 5

Experience.com Star Rating

The communication was top-tier—they kept us informed at every single step, answered all of our questions with patience, and ensured everything was accurate and on time for closing. Their professionalism, transparency, and dedication to getting us across the finish line were truly impressive.

Christopher Antoine Smith
Stockbridge, GA

5 out of 5

Experience.com Star Rating

Janiece was extremely knowledgable and helpful. Everyone was pleasant to work with. Fastest closing i ever seen.

Carol Ann Schuchert
Hope Mills, NC

5 out of 5

Experience.com Star Rating

Lane and his team wwere fantastic to work with when we bought our house. He is honest, direct, and very friendly, which made the whole process so much easier. He was incredibly nice, thoughtful, and patient with us over the couple of months it took to find our place. Highly recommend him!

Maya and John A
,

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The Element Difference

Home Buying Made Easy

The Reviews are in..

5 out of 5

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Element C.A.R.E.S.