Welcome Home

A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

The process was quick and relatively painless. Sandra communicated with me every step of the way. We went from finding a home to closing in less than a month. I am very satisified with the support Sandra and team provided throughout.

Judy Ratliff
Knoxville, TN

5 out of 5

Experience.com Star Rating

we had Nick Stanford and Devyn Streets. (I believe that was how she spelled it) they did a great job seeing us through till the end.

Ryan Scott Timmons
Albemarle, NC

5 out of 5

Experience.com Star Rating

I had worked with Sue Carlton in purchasing a home about 5 years ago. When it came time to purchase a new home I knew i wanted to work with Susie and her team again. She was great, helping work through some difficulties with the timing between the closings between the two properties. I appreciate her great communication and knowledge. And the fact that she was at my closing meant so much. Thank you for everything.