Welcome Home

A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

Everyone was very communicative and was able to deep dive on topics I needed clarification on.

Vincent Thomas
Monroe, GA

5 out of 5

Experience.com Star Rating

Working with this mortgage team on a first-time homebuyer transaction was an outstaning experience from start to finish. They were knowledgeable,responsive, patient and on made the entire process feel smooth and stress-free for my buyers.

Laura McLain
Summerville, SC

5 out of 5

Experience.com Star Rating

Sandra and her team are great to work with! Smooth transactions from beginning to end!

Suzanne Eaton
Lenoir City, TN

5 out of 5

Experience.com Star Rating

The process was very easy thanks ro Ray and his team. They explained everything in a way that was easy to understand and was there fir us every step of the way and was just a phone call a way if we needed anything.

Christina Merle Rosado
Luthersville, GA

See All my Testimonials

Welcome Home

The Element Difference

Home Buying Made Easy

The Reviews are in..

5 out of 5

5 out of 5

5 out of 5

5 out of 5

Element C.A.R.E.S.