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A High Powered Mortgage Company…With a HomeTown Feel ^TM

The Element Difference

15+

Years Serving Customers

38,000+

Homebuyers Helped

8.5+

billion in home loans

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The Reviews are in..

5 out of 5

Experience.com Star Rating

Ray and Zach we're extremely knowledgeable, kept me updated every step of the way, and closed on time. Superb service. Great work.

John Wesley Bush
Newnan, GA

5 out of 5

Experience.com Star Rating

Kevin always gets my clients to the closing table...if he says he, sit back and celebrate the closing!

Doug Lawrence
Chattanooga, TN

5 out of 5

Experience.com Star Rating

Jake is an awesome person to speak with and to personally handle my client!

Michael V Woodall Jr
Hartsville, SC

5 out of 5

Experience.com Star Rating

Amazing in Every Way! What makes you and your Team Extraordinary is the ability to be a Problem Solvers! You are consistent and keep your Realtors and Clients informed every step of the way while NEVER giving up! We felt supported and encouraged every step of the way! Great Job! We appreciate you and your wonderful Team!

Connie Arstark
Concord, NC

See All my Testimonials

Welcome Home

The Element Difference

Home Buying Made Easy

The Reviews are in..

5 out of 5

5 out of 5

5 out of 5

5 out of 5

Element C.A.R.E.S.