Dale Kolbus

Dale Kolbus

Loan Originator | NMLS# 1162957

With Dale and Element Home Loans, you can be confident that your transaction will start with getting to know your financial situation to determine the loan that best meets your current and future needs.

Element Home Loans is dedicated to streamlining the loan process in order to shorten the time from loan application to closing without sacrificing service or quality.

Whether you are purchasing or refinancing your home, Dale Kolbus is here to help with all your home mortgage financing needs!

Mortgage Calculators

Calculate a Mortgage Payment
Rent or Buy?
Compare Two Mortgages
Time to Refinance?
Home Affordability

Home Buying Made Easy

National lender. Local loan originators.

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Dale Kolbus

Dale Kolbus

Loan Originator

NMLS# 1162957
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